Tips on Refinancing

At Total Mortgage, we do everything possible to ensure refinancing your home goes smoothly. Listed below are a few tips to help you along the way-

Paying higher fees or points up front will help you secure the lowest mortgage rate available.
Improve your credit prior to refinancing. Find out your credit score, and pay off those bills. The higher your credit score, the better rate you can receive.
Due to declining markets, try and make alternate plans if your house value is appraised lower than expected.
Try and avoid refinancing from an ARM (adjustable rate mortgage) back into another ARM. Aim to borrower 80% or less to avoid Mortgage Insurance payments.

Search Total Mortgage
(e.g. Current Mortgage Rates)
"Having been through the refinance process before, I can't tell you enough how smooth it went working with Total Mortgage. To me, communication is paramount, and Total Mortgage kept me in the loop every step of the way. I highly recommend Total Mortgage to anyone who is looking to buy a home or refinance. It's easy for me to see why Total Mortgage is an industry leader." -Catherine Kirkly; NJ

© 2009 Cashout Refinance Mortgage. All Rights Reserved.

* Total Mortgage provides some of the best FHA home mortgage rates available today. We also offer excellent mortgage rates on fixed rate mortgages, adjustable rate mortgages, jumbo mortgages and co-op mortgages.
* We are direct or affiliated mortgage lenders or mortgage brokers in following states: California CA, Connecticut CT, Delaware DE, Florida FL, Georgia GA, Illinois IL, Massachusetts MA, Maryland MD, Maine ME, Michigan MI, Missouri MO, North Carolina NC, New Jersey NJ, New Hampshire NH, New York NY, Rhode Island RI, South Carolina SC, Tennessee TN, Vermont VT, Virginia VA.